Cholamandalam Investment and Finance Company Limited

CHOLAFIN.NS · NSE

Price₹0.00+0.00 (+0.00%)

Price History

Volume & Moving Averages

Price50D200D

Analyst Price Target

₹0.00▲ 0.0% above current price

Range: ₹0.00 – ₹0.00 · 0 analysts

Based on Wall Street analyst estimates — not a Stockinder prediction.

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Ownership

Insider and institutional holdings, from Yahoo Finance — for Indian companies this roughly tracks promoter (insiders) and combined FII/DII (institutions) stakes, though not split out the same way a shareholding-pattern filing would.

Insiders52.0%

Institutions38.5%

Public / Other

Quarterly Resultsin ₹ Cr

	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Total operating costs for the quarter — everything subtracted from sales to arrive at operating profit.	₹2,652.00 Cr	₹2,597.00 Cr	₹2,554.00 Cr	₹2,460.00 Cr	₹2,286.00 Cr	₹2,010.00 Cr	₹2,038.00 Cr	₹1,897.00 Cr	₹1,727.00 Cr	₹1,417.00 Cr	₹1,412.00 Cr	₹1,391.00 Cr
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹102.00 Cr	₹148.00 Cr	₹111.00 Cr	₹123.00 Cr	₹87.00 Cr	₹92.00 Cr	₹105.00 Cr	₹68.00 Cr	₹45.00 Cr	₹105.00 Cr	₹47.00 Cr	₹73.00 Cr
Other income normal	₹102.00 Cr	₹148.00 Cr	₹111.00 Cr	₹123.00 Cr	₹87.00 Cr	₹92.00 Cr	₹105.00 Cr	₹68.00 Cr	₹45.00 Cr	₹105.00 Cr	₹47.00 Cr	₹73.00 Cr
The cost of servicing the company's debt during the period.	₹4,007.00 Cr	₹3,753.00 Cr	₹3,646.00 Cr	₹3,517.00 Cr	₹3,468.00 Cr	₹3,365.00 Cr	₹3,275.00 Cr	₹3,059.00 Cr	₹2,796.00 Cr	₹2,579.00 Cr	₹2,441.00 Cr	₹2,204.00 Cr
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹75.00 Cr	₹72.00 Cr	₹74.00 Cr	₹71.00 Cr	₹67.00 Cr	₹64.00 Cr	₹59.00 Cr	₹63.00 Cr	₹59.00 Cr	₹75.00 Cr	₹46.00 Cr	₹39.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹2,224.00 Cr	₹2,143.00 Cr	₹1,736.00 Cr	₹1,566.00 Cr	₹1,532.00 Cr	₹1,699.00 Cr	₹1,466.00 Cr	₹1,305.00 Cr	₹1,275.00 Cr	₹1,444.00 Cr	₹1,156.00 Cr	₹1,062.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	26.0%	23.0%	26.0%	26.0%	26.0%	26.0%	26.0%	26.0%	26.0%	26.0%	25.0%	27.0%
The company's bottom-line profit for the quarter after all expenses, interest, depreciation, and taxes are subtracted.	₹1,656.00 Cr	₹1,645.00 Cr	₹1,290.00 Cr	₹1,160.00 Cr	₹1,138.00 Cr	₹1,260.00 Cr	₹1,088.00 Cr	₹968.00 Cr	₹947.00 Cr	₹1,065.00 Cr	₹872.00 Cr	₹773.00 Cr
Net profit divided by the number of shares outstanding for the quarter — profit attributable to each share.	₹19.43	₹19.31	₹15.28	₹13.78	₹13.53	₹14.98	₹12.94	₹11.52	₹11.27	₹12.68	₹10.39	₹9.40

Income Statementin ₹ Cr

	TTM	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹292.00 Cr	₹284.00 Cr	₹245.00 Cr	₹198.00 Cr	₹121.00 Cr	₹101.00 Cr	₹102.00 Cr	₹111.00 Cr	₹57.00 Cr	₹51.00 Cr
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹484.00 Cr	₹412.00 Cr	₹261.00 Cr	₹255.00 Cr	₹220.00 Cr	₹84.00 Cr	₹0.00 Cr	₹0.00 Cr	₹1.00 Cr	₹0.00 Cr
Exceptional items	–	-₹7.00 Cr	-₹2.00 Cr	-₹1.00 Cr	-₹1.00 Cr	₹0.00 Cr	-₹1.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr
Other income normal	–	₹419.00 Cr	₹263.00 Cr	₹256.00 Cr	₹221.00 Cr	₹84.00 Cr	₹0.00 Cr	₹0.00 Cr	₹1.00 Cr	₹0.00 Cr
The cost of servicing the company's debt during the period.	₹14,923.00 Cr	₹14,384.00 Cr	₹12,495.00 Cr	₹9,231.00 Cr	₹5,748.00 Cr	₹4,298.00 Cr	₹4,576.00 Cr	₹4,592.00 Cr	₹3,588.00 Cr	₹2,657.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹7,668.00 Cr	₹6,973.00 Cr	₹5,741.00 Cr	₹4,605.00 Cr	₹3,615.00 Cr	₹2,908.00 Cr	₹2,048.00 Cr	₹1,588.00 Cr	₹1,832.00 Cr	₹1,401.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	–	25.0%	26.0%	26.0%	26.0%	26.0%	26.0%	34.0%	35.0%	34.0%
The company's bottom-line profit after all expenses, interest, and taxes are subtracted.	₹5,751.00 Cr	₹5,233.00 Cr	₹4,263.00 Cr	₹3,420.00 Cr	₹2,665.00 Cr	₹2,154.00 Cr	₹1,521.00 Cr	₹1,054.00 Cr	₹1,197.00 Cr	₹918.00 Cr
Net income divided by the number of shares outstanding — profit attributable to each share.	₹67.80	₹61.41	₹50.69	₹40.72	₹32.42	₹26.23	₹18.55	₹12.86	₹15.32	₹11.76

Balance Sheetin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2017-03-31
Physical, long-lived assets used in the business — property, plant, equipment.	₹1,869.00 Cr	₹1,780.00 Cr	₹1,563.00 Cr	₹403.00 Cr	₹259.00 Cr	₹228.00 Cr	₹283.00 Cr	₹167.00 Cr	₹170.00 Cr	₹150.00 Cr
Financial investments the company holds — securities, stakes in other entities, and similar holdings.	₹6,646.00 Cr	₹6,367.00 Cr	₹4,036.00 Cr	₹3,562.00 Cr	₹2,055.00 Cr	₹1,583.00 Cr	₹33.00 Cr	₹42.00 Cr	₹23.00 Cr	₹182.00 Cr
Everything else the company owns that isn't fixed assets or investments — includes cash, receivables, and inventory, which this data source doesn't break out separately.	₹2,36,892.00 Cr	₹1,93,729.00 Cr	₹1,51,075.00 Cr	₹1,09,602.00 Cr	₹80,127.00 Cr	₹72,823.00 Cr	₹63,732.00 Cr	₹57,267.00 Cr	₹43,970.00 Cr	₹30,266.00 Cr
Everything the company owns that has value — cash, property, inventory, investments, and more.	₹2,45,448.00 Cr	₹2,01,887.00 Cr	₹1,56,686.00 Cr	₹1,13,627.00 Cr	₹82,478.00 Cr	₹74,644.00 Cr	₹64,058.00 Cr	₹57,490.00 Cr	₹44,167.00 Cr	₹30,598.00 Cr
Everything the company owes that isn't interest-bearing debt — payables, provisions, and other obligations.	₹3,920.00 Cr	₹3,182.00 Cr	₹2,618.00 Cr	₹1,923.00 Cr	₹1,536.00 Cr	₹1,314.00 Cr	₹853.00 Cr	₹715.00 Cr	₹711.00 Cr	₹2,230.00 Cr
Everything the company owes — debt, unpaid bills, and other obligations.	₹2,45,448.00 Cr	₹2,01,887.00 Cr	₹1,56,686.00 Cr	₹1,13,627.00 Cr	₹82,478.00 Cr	₹74,644.00 Cr	₹64,058.00 Cr	₹57,490.00 Cr	₹44,167.00 Cr	₹30,598.00 Cr
The face value of shares issued to shareholders — the smaller, more static part of shareholders' equity (see Reserves for the larger, accumulated part).	₹170.00 Cr	₹168.00 Cr	₹168.00 Cr	₹164.00 Cr	₹164.00 Cr	₹164.00 Cr	₹164.00 Cr	₹156.00 Cr	₹156.00 Cr	₹156.00 Cr
Accumulated retained profits and other reserves built up over the company's history — usually the bulk of shareholders' equity.	₹30,288.00 Cr	₹23,500.00 Cr	₹19,425.00 Cr	₹14,182.00 Cr	₹11,605.00 Cr	₹9,436.00 Cr	₹8,036.00 Cr	₹6,052.00 Cr	₹4,969.00 Cr	₹4,142.00 Cr
What would be left for shareholders if the company sold all its assets and paid off all its debts — total assets minus total liabilities.	₹30,458.00 Cr	₹23,668.00 Cr	₹19,593.00 Cr	₹14,346.00 Cr	₹11,769.00 Cr	₹9,600.00 Cr	₹8,200.00 Cr	₹6,208.00 Cr	₹5,125.00 Cr	₹4,298.00 Cr

Cash Flow Statementin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2017-03-31
Actual cash generated by the core business, as opposed to accounting profit, which can include non-cash items.	-₹30,021.00 Cr	-₹32,413.00 Cr	-₹35,683.00 Cr	-₹27,105.00 Cr	-₹5,571.00 Cr	-₹8,842.00 Cr	-₹2,075.00 Cr	-₹9,317.00 Cr	-₹7,926.00 Cr	-₹1,468.00 Cr
Cash spent on or received from investments — buying/selling physical assets, securities, or other businesses. Usually negative for a growing company (it's spending to invest).	-₹2,554.00 Cr	-₹2,948.00 Cr	-₹2,855.00 Cr	-₹2,148.00 Cr	₹1,640.00 Cr	-₹1,572.00 Cr	-₹54.00 Cr	-₹11.00 Cr	-₹60.00 Cr	-₹222.00 Cr
Cash flow from raising or repaying capital — issuing/repurchasing shares, taking on or repaying debt, paying dividends.	₹35,610.00 Cr	₹39,795.00 Cr	₹38,471.00 Cr	₹27,466.00 Cr	₹5,150.00 Cr	₹8,516.00 Cr	₹2,452.00 Cr	₹12,191.00 Cr	₹8,009.00 Cr	₹1,692.00 Cr
The total change in the company's cash balance during the period — operating, investing, and financing cash flow combined.	₹3,035.00 Cr	₹4,434.00 Cr	-₹66.00 Cr	-₹1,787.00 Cr	₹1,218.00 Cr	-₹1,898.00 Cr	₹323.00 Cr	₹2,862.00 Cr	₹22.00 Cr	₹2.00 Cr
Cash left over after capital expenditures — money the company could use for dividends, buybacks, debt repayment, or reinvestment.	-₹30,263.00 Cr	-₹32,600.00 Cr	-₹36,754.00 Cr	-₹27,293.00 Cr	-₹5,665.00 Cr	-₹8,873.00 Cr	-₹2,145.00 Cr	-₹9,391.00 Cr	-₹7,994.00 Cr	-₹1,525.00 Cr

	You	Peer avg
P/E	27.1	13.2
Revenue Growth	+34.6%	+36.0%
ROE	–	31.7%

Cholamandalam Investment and Finance Company Limited

Price History

Volume & Moving Averages

Analyst Price Target

About the company

Key Metrics

Report card

Jarvis Analysis

Recent Notable Coverage

Report Card

Ownership

Quick Actions

Reports & Coverage

Con Call Reports

Board of Directors / Annual Reports

Recent Articles

Quarterly Resultsin ₹ Cr

Income Statementin ₹ Cr

Balance Sheetin ₹ Cr

Cash Flow Statementin ₹ Cr

Peer Comparison