HDFC Life Insurance Company Limited

HDFCLIFE.NS · NSE

Price₹0.00+0.00 (+0.00%)

Price History

Volume & Moving Averages

Price50D200D

Analyst Price Target

₹0.00▲ 0.0% above current price

Range: ₹0.00 – ₹0.00 · 0 analysts

Based on Wall Street analyst estimates — not a Stockinder prediction.

About the company

Jarvis is thinking

Key Metrics

Report card

Open as standalone page ↗

Jarvis is thinking

Recent Notable Coverage

Jarvis is thinking

Report Card

Growth

Health

Risk

Value

Quality

Ownership

Insider and institutional holdings, from Yahoo Finance — for Indian companies this roughly tracks promoter (insiders) and combined FII/DII (institutions) stakes, though not split out the same way a shareholding-pattern filing would.

Insiders57.4%

Institutions29.2%

Public / Other

Quarterly Resultsin ₹ Cr

	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Total money the company brought in from its core business during the quarter, before any costs are subtracted.	₹33,759.00 Cr	₹19,890.00 Cr	₹29,428.00 Cr	₹20,651.00 Cr	₹29,463.00 Cr	₹24,191.00 Cr	₹17,300.00 Cr	₹28,497.00 Cr	₹26,934.00 Cr	₹28,041.00 Cr	₹26,927.00 Cr	₹23,142.00 Cr
How much sales grew (or shrank) compared to the same quarter a year earlier — a cleaner read on momentum than comparing to the prior quarter, which can be skewed by seasonality.	+14.6%	-17.8%	+70.1%	-27.5%	+9.4%	-13.7%	-35.8%	+23.1%	–	–	–	–
Total operating costs for the quarter — everything subtracted from sales to arrive at operating profit.	₹33,253.00 Cr	₹19,782.00 Cr	₹29,157.00 Cr	₹20,336.00 Cr	₹29,024.00 Cr	₹23,814.00 Cr	₹16,852.00 Cr	₹28,807.00 Cr	₹26,623.00 Cr	₹27,766.00 Cr	₹26,663.00 Cr	₹23,557.00 Cr
Sales minus expenses — profit from core operations before depreciation, interest, and tax.	₹506.00 Cr	₹108.00 Cr	₹271.00 Cr	₹315.00 Cr	₹439.00 Cr	₹377.00 Cr	₹448.00 Cr	-₹310.00 Cr	₹311.00 Cr	₹275.00 Cr	₹264.00 Cr	-₹415.00 Cr
Operating profit as a percentage of sales — how much of each rupee of sales the core business keeps before depreciation, interest, and tax.	1.5%	0.6%	0.9%	1.5%	1.5%	1.6%	2.6%	-1.1%	1.2%	1.0%	1.0%	-1.8%
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹171.00 Cr	₹428.00 Cr	₹174.00 Cr	₹157.00 Cr	₹164.00 Cr	₹124.00 Cr	-₹29.00 Cr	₹279.00 Cr	₹90.00 Cr	₹174.00 Cr	₹103.00 Cr	₹136.00 Cr
Other income normal	₹171.00 Cr	₹428.00 Cr	₹174.00 Cr	₹157.00 Cr	₹164.00 Cr	₹124.00 Cr	-₹29.00 Cr	₹279.00 Cr	₹90.00 Cr	₹174.00 Cr	₹103.00 Cr	₹136.00 Cr
The cost of servicing the company's debt during the period.	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹677.00 Cr	₹537.00 Cr	₹445.00 Cr	₹471.00 Cr	₹604.00 Cr	₹500.00 Cr	₹419.00 Cr	-₹30.00 Cr	₹401.00 Cr	₹450.00 Cr	₹367.00 Cr	-₹279.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	10.0%	7.0%	6.0%	5.0%	9.0%	5.0%	-1.0%	-1541.0%	-20.0%	8.0%	0.0%	-235.0%
The company's bottom-line profit for the quarter after all expenses, interest, depreciation, and taxes are subtracted.	₹611.00 Cr	₹497.00 Cr	₹418.00 Cr	₹448.00 Cr	₹548.00 Cr	₹475.00 Cr	₹421.00 Cr	₹435.00 Cr	₹479.00 Cr	₹412.00 Cr	₹368.00 Cr	₹378.00 Cr
Net profit as a percentage of sales — how much of each rupee of sales ultimately becomes bottom-line profit.	1.8%	2.5%	1.4%	2.2%	1.9%	2.0%	2.4%	1.5%	1.8%	1.5%	1.4%	1.6%
Net profit divided by the number of shares outstanding for the quarter — profit attributable to each share.	₹2.81	₹2.31	₹1.94	₹2.08	₹2.54	₹2.21	₹1.96	₹2.02	₹2.23	₹1.91	₹1.71	₹1.76

Income Statementin ₹ Cr

	TTM	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31
Total money the company brought in from its core business during the period, before any costs are subtracted.	₹1,03,727.00 Cr	₹99,432.00 Cr	₹96,922.00 Cr	₹1,01,482.00 Cr	₹70,207.00 Cr	₹67,126.00 Cr	₹71,528.00 Cr	₹29,380.00 Cr	₹38,855.00 Cr	₹32,260.00 Cr
Earnings before interest, taxes, depreciation, and amortization — profit from core operations before those items, often used to compare companies regardless of how they're financed or how much they depreciate.	₹1,200.00 Cr	₹1,753.00 Cr	₹1,028.00 Cr	₹646.00 Cr	₹80.00 Cr	₹778.00 Cr	₹1,235.00 Cr	₹1,141.00 Cr	₹1,215.00 Cr	₹1,074.00 Cr
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹0.00 Cr	₹161.00 Cr	₹104.00 Cr	₹79.00 Cr	₹76.00 Cr	₹56.00 Cr	₹51.00 Cr	₹47.00 Cr	₹45.00 Cr	₹44.00 Cr
Profit from core operations after subtracting the cost of revenue and operating expenses like R&D and marketing, but before interest and taxes.	₹1,200.00 Cr	₹1,592.00 Cr	₹924.00 Cr	₹567.00 Cr	₹4.00 Cr	₹722.00 Cr	₹1,184.00 Cr	₹1,094.00 Cr	₹1,170.00 Cr	₹1,030.00 Cr
Operating income as a percentage of revenue.	1.2%	1.6%	1.0%	0.6%	0.0%	1.1%	1.7%	3.7%	3.0%	3.2%
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹931.00 Cr	₹465.00 Cr	₹366.00 Cr	₹410.00 Cr	₹1,437.00 Cr	₹766.00 Cr	₹445.00 Cr	₹369.00 Cr	₹136.00 Cr	₹282.00 Cr
Exceptional items	–	₹0.00 Cr	₹0.00 Cr	₹172.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹114.00 Cr	₹0.00 Cr
Other income normal	–	₹465.00 Cr	₹366.00 Cr	₹238.00 Cr	₹1,437.00 Cr	₹766.00 Cr	₹445.00 Cr	₹369.00 Cr	₹21.00 Cr	₹282.00 Cr
The cost of servicing the company's debt during the period.	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹14.00 Cr	₹11.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹2,130.00 Cr	₹2,057.00 Cr	₹1,290.00 Cr	₹977.00 Cr	₹1,441.00 Cr	₹1,487.00 Cr	₹1,629.00 Cr	₹1,463.00 Cr	₹1,291.00 Cr	₹1,300.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	–	7.0%	-40.0%	-61.0%	5.0%	11.0%	16.0%	11.0%	1.0%	15.0%
The company's bottom-line profit after all expenses, interest, and taxes are subtracted.	₹1,975.00 Cr	₹1,912.00 Cr	₹1,811.00 Cr	₹1,574.00 Cr	₹1,368.00 Cr	₹1,327.00 Cr	₹1,361.00 Cr	₹1,297.00 Cr	₹1,278.00 Cr	₹1,107.00 Cr
Net income divided by the number of shares outstanding — profit attributable to each share.	₹9.14	₹8.86	₹8.41	₹7.32	₹6.37	₹6.28	₹6.73	₹6.43	₹6.33	₹5.50

Balance Sheetin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2017-03-31
Physical, long-lived assets used in the business — property, plant, equipment.	₹2,716.00 Cr	₹2,143.00 Cr	₹1,549.00 Cr	₹997.00 Cr	₹6,605.00 Cr	₹585.00 Cr	₹322.00 Cr	₹370.00 Cr	₹336.00 Cr	₹337.00 Cr
Financial investments the company holds — securities, stakes in other entities, and similar holdings.	₹3,73,340.00 Cr	₹3,34,756.00 Cr	₹2,91,128.00 Cr	₹2,38,197.00 Cr	₹2,16,551.00 Cr	₹1,73,564.00 Cr	₹1,27,256.00 Cr	₹1,24,958.00 Cr	₹1,06,590.00 Cr	₹91,723.00 Cr
Everything else the company owns that isn't fixed assets or investments — includes cash, receivables, and inventory, which this data source doesn't break out separately.	₹14,308.00 Cr	₹12,404.00 Cr	₹9,982.00 Cr	₹8,844.00 Cr	₹7,559.00 Cr	₹5,493.00 Cr	₹4,637.00 Cr	₹4,682.00 Cr	₹3,551.00 Cr	₹3,020.00 Cr
Everything the company owns that has value — cash, property, inventory, investments, and more.	₹3,90,502.00 Cr	₹3,49,412.00 Cr	₹3,02,687.00 Cr	₹2,48,069.00 Cr	₹2,30,734.00 Cr	₹1,79,655.00 Cr	₹1,32,224.00 Cr	₹1,30,020.00 Cr	₹1,10,483.00 Cr	₹95,097.00 Cr
All of the company's interest-bearing borrowings, short and long term combined.	₹3,099.00 Cr	₹2,950.00 Cr	₹950.00 Cr	₹950.00 Cr	₹600.00 Cr	₹600.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr
Everything the company owes that isn't interest-bearing debt — payables, provisions, and other obligations.	₹3,69,654.00 Cr	₹3,30,307.00 Cr	₹2,87,071.00 Cr	₹2,34,126.00 Cr	₹2,14,521.00 Cr	₹1,70,415.00 Cr	₹1,25,417.00 Cr	₹1,24,378.00 Cr	₹1,05,778.00 Cr	₹91,270.00 Cr
Everything the company owes — debt, unpaid bills, and other obligations.	₹3,90,502.00 Cr	₹3,49,412.00 Cr	₹3,02,687.00 Cr	₹2,48,069.00 Cr	₹2,30,734.00 Cr	₹1,79,655.00 Cr	₹1,32,224.00 Cr	₹1,30,020.00 Cr	₹1,10,483.00 Cr	₹95,097.00 Cr
The face value of shares issued to shareholders — the smaller, more static part of shareholders' equity (see Reserves for the larger, accumulated part).	₹2,158.00 Cr	₹2,153.00 Cr	₹2,151.00 Cr	₹2,149.00 Cr	₹2,113.00 Cr	₹2,021.00 Cr	₹2,019.00 Cr	₹2,017.00 Cr	₹2,012.00 Cr	₹1,998.00 Cr
Accumulated retained profits and other reserves built up over the company's history — usually the bulk of shareholders' equity.	₹15,592.00 Cr	₹14,002.00 Cr	₹12,515.00 Cr	₹10,844.00 Cr	₹13,501.00 Cr	₹6,619.00 Cr	₹4,788.00 Cr	₹3,625.00 Cr	₹2,693.00 Cr	₹1,828.00 Cr
What would be left for shareholders if the company sold all its assets and paid off all its debts — total assets minus total liabilities.	₹17,750.00 Cr	₹16,155.00 Cr	₹14,666.00 Cr	₹12,993.00 Cr	₹15,614.00 Cr	₹8,640.00 Cr	₹6,807.00 Cr	₹5,642.00 Cr	₹4,705.00 Cr	₹3,826.00 Cr

Cash Flow Statementin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2017-03-31
Actual cash generated by the core business, as opposed to accounting profit, which can include non-cash items.	₹22,625.00 Cr	₹15,597.00 Cr	₹10,721.00 Cr	₹6,883.00 Cr	₹5,943.00 Cr	₹9,703.00 Cr	₹7,388.00 Cr	₹9,868.00 Cr	₹6,739.00 Cr	₹6,230.00 Cr
Cash spent on or received from investments — buying/selling physical assets, securities, or other businesses. Usually negative for a growing company (it's spending to invest).	-₹23,849.00 Cr	-₹13,633.00 Cr	-₹13,622.00 Cr	-₹10,071.00 Cr	-₹801.00 Cr	-₹8,952.00 Cr	-₹7,789.00 Cr	-₹10,182.00 Cr	-₹4,421.00 Cr	-₹5,177.00 Cr
Cash flow from raising or repaying capital — issuing/repurchasing shares, taking on or repaying debt, paying dividends.	-₹275.00 Cr	₹1,607.00 Cr	-₹403.00 Cr	₹1,985.00 Cr	-₹238.00 Cr	₹678.00 Cr	₹38.00 Cr	-₹337.00 Cr	-₹196.00 Cr	-₹236.00 Cr
The total change in the company's cash balance during the period — operating, investing, and financing cash flow combined.	-₹1,499.00 Cr	₹3,572.00 Cr	-₹3,304.00 Cr	-₹1,203.00 Cr	₹4,904.00 Cr	₹1,429.00 Cr	-₹364.00 Cr	-₹651.00 Cr	₹2,122.00 Cr	₹817.00 Cr
Cash left over after capital expenditures — money the company could use for dividends, buybacks, debt repayment, or reinvestment.	₹22,341.00 Cr	₹15,300.00 Cr	₹10,587.00 Cr	₹6,797.00 Cr	₹5,887.00 Cr	₹9,643.00 Cr	₹7,351.00 Cr	₹9,825.00 Cr	₹6,706.00 Cr	₹6,183.00 Cr

	You	Peer avg
P/E	59.8	56.5
Revenue Growth	+14.3%	+15.7%
ROE	10.8%	13.1%

HDFC Life Insurance Company Limited

Price History

Volume & Moving Averages

Analyst Price Target

About the company

Key Metrics

Report card

Jarvis Analysis

Recent Notable Coverage

Report Card

Ownership

Quick Actions

Reports & Coverage

Con Call Reports

Board of Directors / Annual Reports

Recent Articles

Quarterly Resultsin ₹ Cr

Income Statementin ₹ Cr

Balance Sheetin ₹ Cr

Cash Flow Statementin ₹ Cr

Peer Comparison