Indian Overseas Bank

IOB.NS · NSE

Price₹0.00+0.00 (+0.00%)

Price History

Volume & Moving Averages

Price50D200D

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Ownership

Insider and institutional holdings, from Yahoo Finance — for Indian companies this roughly tracks promoter (insiders) and combined FII/DII (institutions) stakes, though not split out the same way a shareholding-pattern filing would.

Insiders92.4%

Institutions4.3%

Public / Other

Quarterly Resultsin ₹ Cr

	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Total operating costs for the quarter — everything subtracted from sales to arrive at operating profit.	₹3,989.00 Cr	₹3,102.00 Cr	₹3,430.00 Cr	₹2,698.00 Cr	₹2,714.00 Cr	₹3,152.00 Cr	₹2,852.00 Cr	₹3,191.00 Cr	₹2,738.00 Cr	₹4,049.00 Cr	₹2,583.00 Cr	₹2,829.00 Cr
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹2,160.00 Cr	₹1,291.00 Cr	₹1,499.00 Cr	₹1,365.00 Cr	₹1,480.00 Cr	₹1,581.00 Cr	₹1,298.00 Cr	₹1,634.00 Cr	₹1,033.00 Cr	₹2,479.00 Cr	₹1,263.00 Cr	₹1,117.00 Cr
Other income normal	₹2,160.00 Cr	₹1,291.00 Cr	₹1,499.00 Cr	₹1,365.00 Cr	₹1,480.00 Cr	₹1,581.00 Cr	₹1,298.00 Cr	₹1,634.00 Cr	₹1,033.00 Cr	₹2,479.00 Cr	₹1,263.00 Cr	₹1,117.00 Cr
The cost of servicing the company's debt during the period.	₹5,090.00 Cr	₹5,019.00 Cr	₹4,874.00 Cr	₹4,790.00 Cr	₹4,639.00 Cr	₹4,510.00 Cr	₹4,324.00 Cr	₹4,315.00 Cr	₹4,096.00 Cr	₹3,868.00 Cr	₹3,780.00 Cr	₹3,477.00 Cr
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹1,859.00 Cr	₹1,659.00 Cr	₹1,367.00 Cr	₹1,729.00 Cr	₹1,515.00 Cr	₹1,554.00 Cr	₹1,238.00 Cr	₹982.00 Cr	₹739.00 Cr	₹1,196.00 Cr	₹1,080.00 Cr	₹636.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	11.0%	9.0%	0.0%	29.0%	27.0%	32.0%	29.0%	21.0%	14.0%	32.0%	33.0%	1.0%
The company's bottom-line profit for the quarter after all expenses, interest, depreciation, and taxes are subtracted.	₹1,716.00 Cr	₹1,556.00 Cr	₹1,427.00 Cr	₹1,259.00 Cr	₹1,178.00 Cr	₹1,092.00 Cr	₹875.00 Cr	₹780.00 Cr	₹649.00 Cr	₹810.00 Cr	₹724.00 Cr	₹627.00 Cr
Net profit divided by the number of shares outstanding for the quarter — profit attributable to each share.	₹0.89	₹0.81	₹0.74	₹0.65	₹0.61	₹0.57	₹0.46	₹0.41	₹0.34	₹0.43	₹0.38	₹0.33

Income Statementin ₹ Cr

	TTM	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2002-03-31
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹0.00 Cr	₹521.00 Cr	₹395.00 Cr	₹336.00 Cr	₹260.00 Cr	₹173.00 Cr	₹258.00 Cr	₹0.00 Cr
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹6,316.00 Cr	₹5,847.00 Cr	₹5,607.00 Cr	₹5,665.00 Cr	₹4,116.00 Cr	₹4,905.00 Cr	₹5,486.00 Cr	₹536.00 Cr
Exceptional items	–	₹2.00 Cr	₹2.00 Cr	₹2.00 Cr	₹2.00 Cr	₹1.00 Cr	₹1.00 Cr	₹0.00 Cr
Other income normal	–	₹5,845.00 Cr	₹5,605.00 Cr	₹5,663.00 Cr	₹4,115.00 Cr	₹4,904.00 Cr	₹5,484.00 Cr	₹536.00 Cr
The cost of servicing the company's debt during the period.	₹19,773.00 Cr	₹19,322.00 Cr	₹17,244.00 Cr	₹14,226.00 Cr	₹11,146.00 Cr	₹10,419.00 Cr	₹11,069.00 Cr	₹2,203.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹6,615.00 Cr	₹6,478.00 Cr	₹4,573.00 Cr	₹3,423.00 Cr	₹2,353.00 Cr	₹1,779.00 Cr	₹767.00 Cr	₹231.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	–	16.0%	26.0%	22.0%	11.0%	4.0%	1.0%	0.0%
The company's bottom-line profit after all expenses, interest, and taxes are subtracted.	₹5,958.00 Cr	₹5,418.00 Cr	₹3,396.00 Cr	₹2,666.00 Cr	₹2,104.00 Cr	₹1,709.00 Cr	₹758.00 Cr	₹231.00 Cr
Net income divided by the number of shares outstanding — profit attributable to each share.	₹3.09	₹2.81	₹1.76	₹1.41	₹1.11	₹0.90	₹0.46	–

Balance Sheetin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2002-03-31
Physical, long-lived assets used in the business — property, plant, equipment.	₹5,007.00 Cr	₹4,581.00 Cr	₹3,726.00 Cr	₹3,711.00 Cr	₹3,366.00 Cr	₹2,918.00 Cr	₹387.00 Cr
Financial investments the company holds — securities, stakes in other entities, and similar holdings.	₹1,19,285.00 Cr	₹1,10,588.00 Cr	₹99,194.00 Cr	₹93,643.00 Cr	₹97,641.00 Cr	₹95,485.00 Cr	₹15,015.00 Cr
Everything else the company owns that isn't fixed assets or investments — includes cash, receivables, and inventory, which this data source doesn't break out separately.	₹3,48,436.00 Cr	₹2,79,467.00 Cr	₹2,48,935.00 Cr	₹2,16,085.00 Cr	₹1,98,023.00 Cr	₹1,75,825.00 Cr	₹20,075.00 Cr
Everything the company owns that has value — cash, property, inventory, investments, and more.	₹4,72,795.00 Cr	₹3,94,710.00 Cr	₹3,51,869.00 Cr	₹3,13,438.00 Cr	₹2,99,030.00 Cr	₹2,74,229.00 Cr	₹35,477.00 Cr
Everything the company owes that isn't interest-bearing debt — payables, provisions, and other obligations.	₹16,011.00 Cr	₹9,045.00 Cr	₹7,799.00 Cr	₹6,785.00 Cr	₹11,148.00 Cr	₹13,106.00 Cr	₹2,389.00 Cr
Everything the company owes — debt, unpaid bills, and other obligations.	₹4,72,795.00 Cr	₹3,94,710.00 Cr	₹3,51,869.00 Cr	₹3,13,438.00 Cr	₹2,99,030.00 Cr	₹2,74,229.00 Cr	₹35,477.00 Cr
The face value of shares issued to shareholders — the smaller, more static part of shareholders' equity (see Reserves for the larger, accumulated part).	₹19,257.00 Cr	₹19,257.00 Cr	₹18,902.00 Cr	₹18,902.00 Cr	₹18,902.00 Cr	₹16,647.00 Cr	₹445.00 Cr
Accumulated retained profits and other reserves built up over the company's history — usually the bulk of shareholders' equity.	₹17,734.00 Cr	₹12,977.00 Cr	₹8,659.00 Cr	₹5,974.00 Cr	₹3,695.00 Cr	₹452.00 Cr	₹654.00 Cr
What would be left for shareholders if the company sold all its assets and paid off all its debts — total assets minus total liabilities.	₹36,991.00 Cr	₹32,234.00 Cr	₹27,561.00 Cr	₹24,876.00 Cr	₹22,597.00 Cr	₹17,099.00 Cr	₹1,099.00 Cr

Cash Flow Statementin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2002-03-31
Actual cash generated by the core business, as opposed to accounting profit, which can include non-cash items.	₹4,780.00 Cr	₹2,647.00 Cr	-₹1,119.00 Cr	-₹13,655.00 Cr	₹5,539.00 Cr	₹4,949.00 Cr	–
Cash spent on or received from investments — buying/selling physical assets, securities, or other businesses. Usually negative for a growing company (it's spending to invest).	-₹639.00 Cr	-₹579.00 Cr	-₹359.00 Cr	-₹560.00 Cr	-₹49.00 Cr	-₹46.00 Cr	–
Cash flow from raising or repaying capital — issuing/repurchasing shares, taking on or repaying debt, paying dividends.	-₹138.00 Cr	₹337.00 Cr	-₹528.00 Cr	-₹1,916.00 Cr	₹479.00 Cr	₹1,813.00 Cr	–
The total change in the company's cash balance during the period — operating, investing, and financing cash flow combined.	₹4,003.00 Cr	₹2,405.00 Cr	-₹2,006.00 Cr	-₹16,130.00 Cr	₹5,969.00 Cr	₹6,716.00 Cr	–
Cash left over after capital expenditures — money the company could use for dividends, buybacks, debt repayment, or reinvestment.	₹4,141.00 Cr	₹2,068.00 Cr	-₹1,478.00 Cr	-₹14,214.00 Cr	₹5,490.00 Cr	₹4,903.00 Cr	–

	You	Peer avg
P/E	10.8	7.7
Revenue Growth	+48.1%	+22.8%
ROE	16.5%	12.4%

Indian Overseas Bank

Price History

Volume & Moving Averages

About the company

Key Metrics

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Jarvis Analysis

Recent Notable Coverage

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Ownership

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Indian Overseas Bank Regulatory Disclosures Highlight Ongoing Leadership and Credit Rating Adjustments

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Quarterly Resultsin ₹ Cr

Income Statementin ₹ Cr

Balance Sheetin ₹ Cr

Cash Flow Statementin ₹ Cr

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