PB Fintech Limited

POLICYBZR.NS · NSE

Price₹0.00+0.00 (+0.00%)

Price History

Volume & Moving Averages

Price50D200D

Analyst Price Target

₹0.00▲ 0.0% above current price

Range: ₹0.00 – ₹0.00 · 0 analysts

Based on Wall Street analyst estimates — not a Stockinder prediction.

About the company

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Recent Notable Coverage

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Growth

Health

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Value

Quality

Ownership

Insider and institutional holdings, from Yahoo Finance — for Indian companies this roughly tracks promoter (insiders) and combined FII/DII (institutions) stakes, though not split out the same way a shareholding-pattern filing would.

Insiders24.4%

Institutions59.5%

Public / Other

Quarterly Resultsin ₹ Cr

	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Total money the company brought in from its core business during the quarter, before any costs are subtracted.	₹1,888.00 Cr	₹2,061.00 Cr	₹1,771.00 Cr	₹1,614.00 Cr	₹1,348.00 Cr	₹1,508.00 Cr	₹1,292.00 Cr	₹1,167.00 Cr	₹1,010.00 Cr	₹1,090.00 Cr	₹871.00 Cr	₹812.00 Cr
How much sales grew (or shrank) compared to the same quarter a year earlier — a cleaner read on momentum than comparing to the prior quarter, which can be skewed by seasonality.	+40.1%	+36.7%	+37.1%	+38.3%	+33.5%	+38.3%	+48.3%	+43.7%	–	–	–	–
Total operating costs for the quarter — everything subtracted from sales to arrive at operating profit.	₹1,751.00 Cr	₹1,849.00 Cr	₹1,612.00 Cr	₹1,516.00 Cr	₹1,314.00 Cr	₹1,396.00 Cr	₹1,264.00 Cr	₹1,175.00 Cr	₹1,050.00 Cr	₹1,085.00 Cr	₹898.00 Cr	₹901.00 Cr
Sales minus expenses — profit from core operations before depreciation, interest, and tax.	₹137.00 Cr	₹212.00 Cr	₹159.00 Cr	₹98.00 Cr	₹34.00 Cr	₹112.00 Cr	₹28.00 Cr	-₹8.00 Cr	-₹39.00 Cr	₹5.00 Cr	-₹27.00 Cr	-₹89.00 Cr
Operating profit as a percentage of sales — how much of each rupee of sales the core business keeps before depreciation, interest, and tax.	7.0%	10.0%	9.0%	6.0%	2.5%	7.0%	2.1%	-0.7%	-3.9%	0.5%	-3.1%	-11.0%
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹93.00 Cr	₹104.00 Cr	₹85.00 Cr	₹87.00 Cr	₹100.00 Cr	₹101.00 Cr	₹100.00 Cr	₹106.00 Cr	₹141.00 Cr	₹98.00 Cr	₹94.00 Cr	₹97.00 Cr
Exceptional items	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹41.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr
Other income normal	₹93.00 Cr	₹104.00 Cr	₹85.00 Cr	₹87.00 Cr	₹100.00 Cr	₹101.00 Cr	₹100.00 Cr	₹106.00 Cr	₹100.00 Cr	₹98.00 Cr	₹94.00 Cr	₹97.00 Cr
The cost of servicing the company's debt during the period.	₹11.00 Cr	₹10.00 Cr	₹9.00 Cr	₹9.00 Cr	₹9.00 Cr	₹9.00 Cr	₹9.00 Cr	₹9.00 Cr	₹6.00 Cr	₹7.00 Cr	₹6.00 Cr	₹7.00 Cr
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹40.00 Cr	₹35.00 Cr	₹34.00 Cr	₹34.00 Cr	₹33.00 Cr	₹33.00 Cr	₹34.00 Cr	₹29.00 Cr	₹25.00 Cr	₹24.00 Cr	₹23.00 Cr	₹22.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹179.00 Cr	₹272.00 Cr	₹201.00 Cr	₹142.00 Cr	₹92.00 Cr	₹171.00 Cr	₹85.00 Cr	₹60.00 Cr	₹71.00 Cr	₹73.00 Cr	₹37.00 Cr	-₹21.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	9.0%	4.0%	6.0%	5.0%	8.0%	0.0%	16.0%	15.0%	15.0%	17.0%	0.0%	-1.0%
The company's bottom-line profit for the quarter after all expenses, interest, depreciation, and taxes are subtracted.	₹163.00 Cr	₹261.00 Cr	₹189.00 Cr	₹135.00 Cr	₹85.00 Cr	₹170.00 Cr	₹72.00 Cr	₹51.00 Cr	₹60.00 Cr	₹60.00 Cr	₹37.00 Cr	-₹21.00 Cr
Net profit as a percentage of sales — how much of each rupee of sales ultimately becomes bottom-line profit.	8.6%	12.7%	10.7%	8.4%	6.3%	11.3%	5.6%	4.4%	5.9%	5.5%	4.2%	-2.6%
Net profit divided by the number of shares outstanding for the quarter — profit attributable to each share.	₹3.52	₹5.64	₹4.09	₹2.94	₹1.84	₹3.70	₹1.56	₹1.11	₹1.32	₹1.34	₹0.84	₹-0.45

Income Statementin ₹ Cr

	TTM	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31
Total money the company brought in from its core business during the period, before any costs are subtracted.	₹7,334.00 Cr	₹6,794.00 Cr	₹4,977.00 Cr	₹3,438.00 Cr	₹2,558.00 Cr	₹1,425.00 Cr	₹887.00 Cr	₹771.00 Cr	₹492.00 Cr	₹334.00 Cr
Earnings before interest, taxes, depreciation, and amortization — profit from core operations before those items, often used to compare companies regardless of how they're financed or how much they depreciate.	₹606.00 Cr	₹508.00 Cr	₹94.00 Cr	-₹188.00 Cr	-₹662.00 Cr	-₹901.00 Cr	-₹160.00 Cr	-₹320.00 Cr	-₹336.00 Cr	-₹52.00 Cr
The non-cash accounting charge that spreads the cost of long-lived assets (equipment, buildings, intangibles) over their useful life.	₹143.00 Cr	₹136.00 Cr	₹121.00 Cr	₹89.00 Cr	₹64.00 Cr	₹43.00 Cr	₹41.00 Cr	₹47.00 Cr	₹30.00 Cr	₹7.00 Cr
Profit from core operations after subtracting the cost of revenue and operating expenses like R&D and marketing, but before interest and taxes.	₹463.00 Cr	₹372.00 Cr	-₹27.00 Cr	-₹277.00 Cr	-₹726.00 Cr	-₹944.00 Cr	-₹201.00 Cr	-₹367.00 Cr	-₹366.00 Cr	-₹59.00 Cr
Operating income as a percentage of revenue.	6.3%	5.5%	-0.5%	-8.1%	-28.4%	-66.2%	-22.7%	-47.6%	-74.4%	-17.7%
Income from outside core operations — investment gains, interest earned, asset sales, one-time items. A large share of profit coming from here (rather than the core business) is worth noticing.	₹370.00 Cr	₹372.00 Cr	₹449.00 Cr	₹381.00 Cr	₹259.00 Cr	₹124.00 Cr	₹71.00 Cr	₹84.00 Cr	₹37.00 Cr	₹26.00 Cr
Exceptional items	–	₹0.00 Cr	₹41.00 Cr	₹0.00 Cr	₹0.00 Cr	-₹2.00 Cr	₹28.00 Cr	₹72.00 Cr	₹34.00 Cr	₹23.00 Cr
Other income normal	–	₹372.00 Cr	₹408.00 Cr	₹381.00 Cr	₹259.00 Cr	₹125.00 Cr	₹43.00 Cr	₹13.00 Cr	₹2.00 Cr	₹3.00 Cr
The cost of servicing the company's debt during the period.	₹39.00 Cr	₹37.00 Cr	₹34.00 Cr	₹27.00 Cr	₹22.00 Cr	₹14.00 Cr	₹12.00 Cr	₹12.00 Cr	₹8.00 Cr	₹0.00 Cr
Profit after all operating costs, other income, interest, and depreciation — but before tax is subtracted.	₹794.00 Cr	₹707.00 Cr	₹388.00 Cr	₹77.00 Cr	-₹488.00 Cr	-₹833.00 Cr	-₹142.00 Cr	-₹295.00 Cr	-₹337.00 Cr	-₹34.00 Cr
Tax paid as a percentage of pre-tax profit. A rate well below the normal corporate rate can mean a one-time tax benefit rather than a durable advantage.	–	5.0%	9.0%	16.0%	0.0%	0.0%	6.0%	3.0%	3.0%	76.0%
The company's bottom-line profit after all expenses, interest, and taxes are subtracted.	₹748.00 Cr	₹670.00 Cr	₹353.00 Cr	₹64.00 Cr	-₹488.00 Cr	-₹833.00 Cr	-₹150.00 Cr	-₹304.00 Cr	-₹347.00 Cr	-₹59.00 Cr
Net income divided by the number of shares outstanding — profit attributable to each share.	₹16.19	₹14.48	₹7.69	₹1.48	₹-10.82	₹-18.53	₹-6583.70	₹-80007.89	₹-91265.79	₹-16396.12

Balance Sheetin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2016-03-31
Physical, long-lived assets used in the business — property, plant, equipment.	₹441.00 Cr	₹418.00 Cr	₹359.00 Cr	₹313.00 Cr	₹205.00 Cr	₹125.00 Cr	₹147.00 Cr	₹119.00 Cr	₹11.00 Cr	₹6.00 Cr
Financial investments the company holds — securities, stakes in other entities, and similar holdings.	₹3,211.00 Cr	₹2,173.00 Cr	₹1,358.00 Cr	₹622.00 Cr	₹373.00 Cr	₹138.00 Cr	₹2.00 Cr	₹125.00 Cr	₹650.00 Cr	₹237.00 Cr
Everything else the company owns that isn't fixed assets or investments — includes cash, receivables, and inventory, which this data source doesn't break out separately.	₹5,054.00 Cr	₹4,938.00 Cr	₹5,011.00 Cr	₹5,319.00 Cr	₹5,338.00 Cr	₹2,068.00 Cr	₹1,427.00 Cr	₹507.00 Cr	₹219.00 Cr	₹102.00 Cr
Everything the company owns that has value — cash, property, inventory, investments, and more.	₹8,707.00 Cr	₹7,529.00 Cr	₹6,729.00 Cr	₹6,254.00 Cr	₹5,915.00 Cr	₹2,331.00 Cr	₹1,576.00 Cr	₹751.00 Cr	₹880.00 Cr	₹345.00 Cr
All of the company's interest-bearing borrowings, short and long term combined.	₹360.00 Cr	₹322.00 Cr	₹253.00 Cr	₹227.00 Cr	₹159.00 Cr	₹110.00 Cr	₹110.00 Cr	₹90.00 Cr	₹1.00 Cr	₹1.00 Cr
Everything the company owes that isn't interest-bearing debt — payables, provisions, and other obligations.	₹1,035.00 Cr	₹775.00 Cr	₹604.00 Cr	₹551.00 Cr	₹344.00 Cr	₹230.00 Cr	₹202.00 Cr	₹172.00 Cr	₹92.00 Cr	₹43.00 Cr
Everything the company owes — debt, unpaid bills, and other obligations.	₹8,707.00 Cr	₹7,529.00 Cr	₹6,729.00 Cr	₹6,254.00 Cr	₹5,915.00 Cr	₹2,331.00 Cr	₹1,576.00 Cr	₹751.00 Cr	₹880.00 Cr	₹345.00 Cr
The face value of shares issued to shareholders — the smaller, more static part of shareholders' equity (see Reserves for the larger, accumulated part).	₹93.00 Cr	₹92.00 Cr	₹90.00 Cr	₹90.00 Cr	₹90.00 Cr	₹0.05 Cr	₹0.04 Cr	₹0.04 Cr	₹0.04 Cr	₹0.04 Cr
Accumulated retained profits and other reserves built up over the company's history — usually the bulk of shareholders' equity.	₹7,219.00 Cr	₹6,340.00 Cr	₹5,781.00 Cr	₹5,386.00 Cr	₹5,322.00 Cr	₹1,990.00 Cr	₹1,265.00 Cr	₹489.00 Cr	₹787.00 Cr	₹301.00 Cr
What would be left for shareholders if the company sold all its assets and paid off all its debts — total assets minus total liabilities.	₹7,312.00 Cr	₹6,432.00 Cr	₹5,871.00 Cr	₹5,476.00 Cr	₹5,412.00 Cr	₹1,990.05 Cr	₹1,265.04 Cr	₹489.04 Cr	₹787.04 Cr	₹301.04 Cr

Cash Flow Statementin ₹ Cr

	2026-03-31	2025-03-31	2024-03-31	2023-03-31	2022-03-31	2021-03-31	2020-03-31	2019-03-31	2018-03-31	2016-03-31
Actual cash generated by the core business, as opposed to accounting profit, which can include non-cash items.	₹41.00 Cr	-₹183.00 Cr	₹9.00 Cr	-₹299.00 Cr	-₹1,568.00 Cr	₹29.00 Cr	-₹364.00 Cr	-₹282.00 Cr	-₹83.00 Cr	-₹97.00 Cr
Cash spent on or received from investments — buying/selling physical assets, securities, or other businesses. Usually negative for a growing company (it's spending to invest).	₹214.00 Cr	₹491.00 Cr	₹301.00 Cr	₹46.00 Cr	-₹2,125.00 Cr	-₹1,202.00 Cr	₹79.00 Cr	₹375.00 Cr	-₹434.00 Cr	-₹244.00 Cr
Cash flow from raising or repaying capital — issuing/repurchasing shares, taking on or repaying debt, paying dividends.	-₹81.00 Cr	-₹73.00 Cr	-₹57.00 Cr	-₹42.00 Cr	₹3,621.00 Cr	₹759.00 Cr	₹1,031.00 Cr	-₹23.00 Cr	₹513.00 Cr	₹315.00 Cr
The total change in the company's cash balance during the period — operating, investing, and financing cash flow combined.	₹174.00 Cr	₹236.00 Cr	₹253.00 Cr	-₹295.00 Cr	-₹71.00 Cr	-₹415.00 Cr	₹746.00 Cr	₹69.00 Cr	-₹5.00 Cr	-₹27.00 Cr
Cash left over after capital expenditures — money the company could use for dividends, buybacks, debt repayment, or reinvestment.	-₹36.00 Cr	-₹280.00 Cr	-₹55.00 Cr	-₹363.00 Cr	-₹1,599.00 Cr	₹24.00 Cr	-₹396.00 Cr	-₹317.00 Cr	-₹97.00 Cr	-₹305.00 Cr

	You	Peer avg
P/E	113.4	39.0
Revenue Growth	+40.1%	+1407.8%
ROE	–	7.5%

PB Fintech Limited

Price History

Volume & Moving Averages

Analyst Price Target

About the company

Key Metrics

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Jarvis Analysis

Recent Notable Coverage

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Quarterly Resultsin ₹ Cr

Income Statementin ₹ Cr

Balance Sheetin ₹ Cr

Cash Flow Statementin ₹ Cr

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